Loan Against Securities

Loan Against Securities

A loan against securities is a type of loan where borrowers pledge their securities, such as stocks, bonds, or mutual fund units, as collateral to obtain funds from a lender. This type of loan allows individuals to access funds without liquidating their investments, providing liquidity while retaining ownership of their securities.

Eligibility Criteria:

To qualify for a loan against securities with us, you need to meet the following eligibility criteria:

• Ownership of Eligible Securities: You must own eligible securities such as stocks, bonds, or mutual fund units.
• Margin Requirements: Minimum margin requirements may apply based on the type and value of the securities pledged.
• Credit History: Good credit score preferred

Benefits

• Access to Immediate Liquidity: Obtain funds quickly without liquidating your investments, allowing you to capitalize on investment opportunities or meet financial needs.
• Retain Ownership of Securities: Maintain ownership of your securities and benefit from potential appreciation in their value over time.
• Flexible Repayment Options: Enjoy flexible repayment terms tailored to your financial situation and investment objectives.
• Competitive Interest Rates: Benefit from competitive interest rates, minimizing the cost of borrowing against your securities.